Information updated as of August 19, 2020. FICO Score. Interest Rates and Interest Charges . Free access to your FICO Score, updated monthly. SunTrust Prime Rewards Credit Card allows you to pay off part or your entire bill with a Statement Credit offered as a sign-on bonus. Card Details The SunTrust Prime Rewards Card has a low interest rate, no annual fee, and an average redemption value compared to similar cards. Annual Percentage Rate (APR) for Purchases . 3 year introductory offer at Prime Rate (currently 3.25% variable APR) on balance transfers made in … SunTrust Prime Rewards Credit Card – Rates, Fees and Rewards Terms Reference this guide for information on the Prime Rewards rates and fees, and Rewards Program terms. Rather than limit you with a preset amount of credit, the SunTrust Business Cash Rewards Credit Card ensures that you or your employees won’t run out of credit when you need it by allowing you to … However, they do have a card that doesn't charge a balance transfer fee, and thats the SunTrust Prime Rewards Credit Card. The total payment amount will be $10182.95. Book travel using all rewards, card on file, or a combination of both. Meanwhile, the card’s maximum rate of 21.24 percent is on the high side for a cash back card. Apply for SunTrust Prime Rewards Why get the SunTrust Cash Rewards card? Importantly the funds must be transferred … Continue reading SunTrust Prime Rewards Mastercard → In order to get it, you have to make purchases totaling $1000 or more within the first 90 days of opening the card. Review. The SunTrust Cash Rewards credit card is a good card if you’re a current SunTrust customer and use credit for all gas and grocery store purchases, but its restrictions on earnings make it a tough sell for heavy spenders. The usual Suntrust balance transfer fee is $10.00 or 3% of the amount of the transfer, whichever is greater. Mom applied today Instant approval for 11.5K. Advertiser Disclosure. Benefits of the card includes, 3 years at an intro APR on balance transfers made in the first 60 days, no fees on balance transfers made in the first 60 days and more. SunTrust Prime Rewards Review. There is no similar introductory APR for purchase. Information updated as of July 1, 2018. The total interest will be $5182.95. CREDIT CARD ACCOUNT AGREEMENT: P-1881: Rev. It's great for All Rewards, Cash Back and Travel Rewards. For example, if your SunTrust Prime Rewards MasterCard credit card balance is $5000, the APR is 24.99%, the minimum payment is 4% of your balance and the first minimum monthly payment is $200, the results will be the following.You will need 169 months to pay off your card. Additionally, this card offers no annual fee, no foreign transaction fees and more. The SunTrust Cash Rewards Credit Card offers a bonus for new cardmembers, but it isn’t the “spend a certain amount in 90 days and get a large statement credit” kind of incentive. For new cardholders who can afford to spend $500 within 3 months, it’s also an easy way to snag some extra cash. EQ score 780 UTI: 1% Suntrust seemed to have the best deal with prime for 3 years and no BT Fee and they are local he likes to go inside a … Consequently, be sure to also check out our compiled list of best credit card promotions!. The SunTrust Prime Rewards Credit Card has an offer of $100 bonus cash when you spend $500 within the first three months of account opening.Considering there are no fees with this card, this could be considered a good welcome bonus. SunTrust Prime Rewards Credit Card. You spend $1100. The card’s regular rewards rates don’t stack up well against top cash-back credit cards, but the loyalty bonuses it offers make the card competitive for SunTrust customers. The SunTrust Prime Rewards Card has a low interest rate, no annual fee, and an average redemption value compared to similar cards. The SunTrust Prime Rewards Credit Card is a solid balance transfer option for new cardholders seeking to pay down high-interest credit card balances without incurring balance transfer fees. SunTrust Travel Rewards Credit Card allows you to pay off part or your entire bill with a Statement Credit offered as a sign-on bonus. Reward Yourself. Any ideas why online it says approved but they have a prelimnary approval. It's great for All Rewards, Cash Back and Travel Rewards… 12.99% - 22.99 % based on your creditworthiness. NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000 In order to get it, you have to make purchases totaling $1000 or more within the first 90 days of opening the card. Then you need to find the longest 0% balance transfer credit card. Card Information. Aside from its rewards program, the most unique feature offered by the SunTrust Business Cash Rewards Credit Card is its flexible spending limit, which is hard to find on a credit card. “Using a SunTrust rewards credit card is an excellent way to maximize your spending power by earning more perks on everyday purchases,” said Mark Ford, head of Bankcard for SunTrust. SunTrust is offering a Prime Rewards Credit Card with a $100 cash bonus when you make $500 in purchases in the first 3 months of account opening. DW was looking for a new card to replace her BofA account we are closing this month before the AF hits. SunTrust Prime Rewards Credit Card – Rates, Fees and Rewards Terms Reference this guide for information on the Prime Rewards rates and fees, and Rewards Program terms. SunTrust Prime Rewards Credit Card. SunTrust Prime Rewards Credit Card. Importantly, there is no balance transfer fee when you transfer a balance during the first 60 days your account is open. Card Details The SunTrust Prime Rewards Card has a low interest rate, no annual fee, and an average redemption value compared to similar cards. To find out more what features this card also offers, continue to read below. ; $0 intro Balance Transfer fee † in the first 60 days, then $10 or 3% of the amount of the transfer, whichever is greater. For example, you have a credit card which offered a $200 statement credit. 4/19: SunTrust Prime Rewards Credit Card : What other important terms exist in the CA? Prime Rewards Credit Card 5.5% intro variable APR † (Prime Rate) for the first 3 years, then 13.49% - 23.49% variable APR on balance transfers made in the first 60 days after account opening. Chip technology for enhanced security and safer transactions, at home and abroad. Cardholders get a 3 year introductory offer at the Prime Rate (currently 5.00% variable APR) on balance transfers made in the first 60 days after account opening. (So only she got the HP). You will need to have excellent credit to get it. According to CreditCards.com data, the average APR for cash back credit cards is currently around 17 percent. $100 Statement Credit after you spend $500 on qualifying purchases in the first 3 months after account opening; Intro balance transfer fee offer; 1% Unlimited Cash … If you carry credit card debt on several cards and are looking for a balance transfer credit card to help pay off your debt. It's great for All Rewards, Cash Back and Travel Rewards… Great card for people looking to transfer and pay down debt over 3 years. The SunTrust Prime Rewards Credit Card is currently offering $100 cash rewards when you make $500 in purchases within the first 3 months of account opening. It depends on your creditworthiness. Because the longer you have to pay off the debt, the better off you will be. This is everything you need to know to make a good choice. SunTrust Prime Rewards is a cashback credit card issued by SunTrust Bank. For example, you have a credit card which offered a $200 statement credit. Had her apply online and put me as an authorized user, not joing applicant. The new SunTrust Cash Rewards, SunTrust Travel Rewards, and SunTrust Prime Rewards credit cards also help clients build financial confidence with features like free access to FICO® Scores. Annual Percentage Rate (APR) for Purchases . Most banks offer introductory rates of 0% APR, but for a much shorter time frame and with transfer fees of 3% or more. Attempted to go higher and agent stated that application was only premlinary approval. SunTrust Secured Credit Card with Cash Rewards: Earn 2% cash back on up to $6,000 spent each year on grocery and gas purchases, and 1% cash back on all other purchases. The Blue Cash Everyday Card from American Express offers 3% cash … Rewards: The SunTrust Cash Rewards Credit Card offers 5% cash back for the first 12 months on gas and grocery purchases up to the first $6,000, then 2% unlimited cash back for gas and grocery purchases after the introductory period.The card earns 1% unlimited cash back rewards on all other qualifying purchases.